Hi, I’m Salma. I’m 32 years old and living in the United States, and my love for cooking grew from simple curiosity into something that feels like a lifelong passion. As the sweet scent of banana pudding trifle filled the air, my neighbor couldn’t resist knocking on my door to ask what I was making. We ended up sharing dessert, laughter, and a new friendship. Try it — you might just make someone’s day (and maybe a new friend) too!
Why You’ll Love This Recipe
This Banana Pudding Trifle is everything a dessert should be — rich, creamy, and just the right amount of sweet. It’s a perfect balance of textures: smooth pudding, fluffy whipped cream, and that satisfying snap from vanilla wafers.
Because it’s made with instant pudding, there’s no cooking required, meaning you can pull this together in under half an hour. It’s family-friendly, picnic-ready, and guaranteed to impress. Whether you serve it in a glass trifle dish or cute little jars, it always looks (and tastes) like a celebration.
Ingredients Detailed
- Whole Milk: gives the pudding its rich, creamy texture.
- Instant Vanilla Pudding Mix (5.1 oz box): the base that keeps everything light and velvety.
- Sweetened Condensed Milk (14 oz can): adds that signature Southern sweetness and thickness.
- Heavy Cream: whipped into clouds of creaminess for layering and topping.
- Vanilla Extract: deepens the flavor with a cozy, aromatic touch.
- Vanilla Wafers (12 oz box): classic Southern crunch that makes every bite special.
- Bananas (4, sliced): fresh, tender sweetness in every layer.
- Sugar (1 tablespoon): just a touch to sweeten the whipped topping.
Directions (Step-by-Step Cooking Guide)
- Make the pudding. In a large mixing bowl, whisk together the milk, instant pudding mix, and sweetened condensed milk until the mixture is smooth and lump-free. Place it in the refrigerator for about 5 minutes to slightly firm up.
- Whip the cream. Using an electric or handheld mixer, beat the heavy cream and vanilla until stiff peaks form. This is your homemade whipped cream — light, fluffy, and full of flavor. Set aside one-third of it for later.
- Fold it together. Gently fold the remaining two-thirds of the whipped cream into the pudding mixture with a spatula. This creates a silky, dreamy filling that will hold your layers beautifully.
- Layer the trifle. Begin by spreading a layer of vanilla wafers along the bottom of your trifle dish. Add a generous scoop of the pudding mixture, then top with banana slices. Repeat the process — wafers, pudding, bananas — until the dish is filled.
- Make the topping. Stir one tablespoon of sugar into the reserved whipped cream and spread it evenly over the top. For a final touch, crumble a few wafers or arrange them whole for decoration.
- Chill and set. Refrigerate your trifle for at least 3 hours before serving. This helps the pudding firm up and allows the flavors to mingle into that perfect Southern harmony.
Cultural or Technique Note
This Southern Banana Pudding Trifle draws inspiration from traditional English trifles, layered with custard, fruit, and sponge cake. Over time, Southern cooks made it their own, swapping in vanilla wafers and sweet bananas to create a dessert that feels both homey and elegant. It’s a beautiful example of how regional traditions blend into timeless favorites.
Serving Suggestions
Serve this Banana Pudding Trifle chilled straight from a glass trifle bowl so everyone can admire its beautiful layers of banana, pudding, and whipped cream. For picnics or gatherings, spoon it into mason jars — they’re portable, cute, and portion-friendly. It’s the perfect sweet finish to a Southern meal, especially alongside crispy fried chicken or smoky BBQ. To make it extra pretty, top with whole vanilla wafers, crumbled cookies, or a few extra banana slices just before serving.
Pro Tips for Success
- Use instant pudding, not cook-and-serve — it gives the trifle that signature firm and creamy consistency without the extra work.
- Chill for at least 3 hours before serving so the layers hold their shape and the flavors meld together beautifully.
- Choose barely ripe bananas (yellow with a hint of green) — they’ll stay firm, sweet, and fresh-looking.
- For busy days, swap homemade whipped cream with Cool Whip to save time without losing the creamy charm.
- If you’re a banana lover, fold extra banana slices directly into the pudding before layering for even more flavor in every bite.
- To keep bananas from browning, lightly brush slices with club soda or lemon water — it slows oxidation and keeps them bright.
- Want a bakery-style finish? Add a few crushed wafers on top just before serving for texture and visual appeal.
Common Mistakes to Avoid
⚠️ Using the wrong pudding: Cook-and-serve pudding doesn’t firm up properly — stick to instant.
⚠️ Skipping the chill time: Without chilling, the layers will slide and the pudding won’t set.
⚠️ Overripe bananas: They brown fast and get mushy; use fresh, just-ripe fruit instead.
⚠️ Mushy wafers: For crisp texture, add some wafers only on top right before serving.
⚠️ Overmixing whipped cream: Stop at soft peaks — too much mixing makes it grainy and heavy.
⚠️ Skipping the layering order: Always start with wafers at the bottom so they absorb just enough moisture for that perfect soft-crunch texture.
Storage & Reheating
Fridge: Store your trifle tightly covered or in an airtight container for up to 4 days. The wafers will gradually soften, creating that nostalgic, pudding-soaked texture Southerners love.
Freezer: While it’s best enjoyed fresh, you can freeze it for up to 2 weeks. Dip banana slices in lemon juice or club soda before layering to keep them from darkening.
Reheat: No reheating necessary — this dessert shines when it’s cool, creamy, and straight from the fridge.
If you’re serving leftovers, spoon chilled portions into smaller dishes and top with a fresh dollop of whipped cream for a “just made” feel.
Frequently Asked Questions
Q1: Can this recipe be made ahead?
Yes! It’s actually better when made the night before. Cover tightly with plastic wrap or a lid and refrigerate until serving — the layers set beautifully overnight.
Q2: Can I use Cool Whip instead of homemade whipped cream?
Absolutely. Use about 16 ounces of Cool Whip for a quick, no-fuss option. It’s lighter and sweeter, making the dessert even more crowd-pleasing.
Q3: How do I make individual servings?
For parties or picnics, layer the pudding, bananas, and wafers in small jars or dessert cups. They’re easy to serve, travel well, and look adorable topped with a single wafer or banana slice.
Bonus Tip: For a twist, try mini chocolate wafers or caramel drizzle between layers — it gives a fun, modern spin to this beloved Southern classic.
Closing Paragraph
This Banana Pudding Trifle is one of those timeless desserts that never fails to impress. With layers of creamy pudding, sweet bananas, and crisp wafers topped with billowy whipped cream, it’s comfort and beauty in every bite. Whether you’re bringing it to a cookout, serving it after Sunday dinner, or just craving something classic, this dessert always shines.
Final Thoughts
Every time I make this Banana Pudding Trifle, I’m reminded that the simplest recipes often bring the most joy. There’s something so tender about layering each ingredient — knowing that by the time it’s chilled, you’ll have a dessert that feels like home. I love how it brightens a table and brings people together with its creamy sweetness.

Banana Pudding Trifle
Equipment
- Mixing Bowls
- Hand Mixer or Stand Mixer
- Spatula
- Trifle Dish or Individual Jars
Ingredients
Pudding Base
- 2 cups whole milk
- 5.1 oz instant vanilla pudding mix
- 14 oz sweetened condensed milk
Whipped Cream
- 2 cups heavy cream
- 1 tsp vanilla extract
- 1 tbsp sugar for sweetening the topping
Layering Ingredients
- 12 oz vanilla wafers
- 4 bananas sliced
Instructions
- In a large bowl, whisk together milk, pudding mix, and sweetened condensed milk until smooth. Chill for 5 minutes.
- In another bowl, whip heavy cream with vanilla until stiff peaks form. Set aside one-third for topping.
- Fold the remaining two-thirds of whipped cream into the pudding to create a smooth filling.
- Layer vanilla wafers at the bottom of a trifle dish. Add pudding mixture, then banana slices. Repeat layers until full.
- Mix 1 tbsp sugar into the reserved whipped cream and spread over the top of the trifle.
- Garnish with extra banana slices or crumbled wafers. Chill for at least 3 hours before serving.