anana Bread Cake with Cream Cheese Frosting is the ultimate treat for banana lovers. This moist and tender cake combines the comforting flavors of classic banana bread with the light, fluffy texture of a cake. Topped with a rich and tangy cream cheese frosting, it strikes the perfect balance between sweetness and indulgence, making every bite irresistible.
Not only is this Banana Bread Cake with Cream Cheese Frosting a crowd-pleaser, but it’s also a fantastic way to use up overripe bananas, ensuring no good fruit goes to waste. The combination of mashed bananas, sour cream, and butter guarantees a soft, flavorful, and perfectly moist crumb. Serve it fresh, or let it sit overnight to deepen the flavors—either way, it’s bound to be a hit at any gathering.
Why You’ll Love This Banana Bread Cake
This banana bread cake is more than just a dessert—it’s a crowd-pleaser that brings comfort and indulgence in every bite. Here’s why you’ll love it:
- Perfect balance of sweetness and texture – The natural sweetness of ripe bananas, combined with a light, fluffy crumb, makes this cake incredibly satisfying.
- Simple ingredients, big flavors – You likely already have most of the ingredients in your kitchen!
- Great for gatherings – Whether it’s a casual family dinner, a potluck, or a special occasion, this cake is always a hit.
- Cream cheese frosting magic – The tangy and creamy frosting perfectly complements the sweet, moist cake.
- Even better the next day – Like banana bread, this cake develops a deeper, richer flavor when left to sit overnight, making it a great make-ahead dessert.
Ingredients for the Cake

- Butter – Adds richness and a soft, tender crumb.
- Granulated Sugar – Sweetens the cake and helps create structure.
- Eggs – Provide stability and contribute to a fluffy texture.
- Sour Cream – The secret ingredient that keeps the cake moist and ultra-soft.
- Vanilla Extract – Enhances the overall flavor profile with a warm, aromatic touch.
- All-Purpose Flour – The structural base that holds the cake together.
- Baking Soda & Salt – Help the cake rise and balance the sweetness.
- Mashed Bananas – The star ingredient! Overripe bananas add natural sweetness, moisture, and depth of flavor.
Ingredients for the Cream Cheese Frosting
This rich and velvety frosting takes the cake to the next level:
- Butter – Adds smoothness and a creamy texture.
- Cream Cheese – Provides a slightly tangy contrast to balance the cake’s sweetness.
- Powdered Sugar – Sweetens and thickens the frosting for the perfect consistency.
- Vanilla Extract – Enhances the frosting with a warm, aromatic depth.
- Heavy Whipping Cream – Creates a light and airy texture, making the frosting fluffy and easy to spread.
Step-by-Step Instructions for Making Banana Bread Cake
How to Make the Cake Batter
- Preheat the oven to 350°F (175°C) and grease a 9×13-inch baking dish to prevent sticking.
- In a large bowl, cream together the butter and sugar until light and fluffy. This aerates the mixture, ensuring a soft and tender cake.
- Add the eggs, sour cream, and vanilla extract, mixing until smooth. The sour cream locks in moisture, preventing dryness.
- In a separate bowl, whisk together the flour, baking soda, and salt. Gradually add this to the wet ingredients, mixing until just combined. Avoid overmixing to keep the cake light and fluffy.
- Gently fold in the mashed bananas, ensuring even distribution for maximum flavor and moisture.
Baking the Cake

- Pour the batter into the prepared baking dish, spreading it evenly.
- Bake for 25-35 minutes, or until a toothpick inserted into the center comes out clean.
- Remove the cake from the oven and let it cool completely before applying the frosting.
How to Make the Cream Cheese Frosting
- In a mixing bowl, beat the butter and cream cheese together until smooth and creamy.
- Gradually add the powdered sugar and vanilla extract, mixing on low speed to prevent sugar clouds.
- Slowly pour in the heavy whipping cream and beat until the frosting becomes thick, fluffy, and easy to spread.
Frosting & Garnishing the Cake

- Spread the cream cheese frosting evenly over the cooled cake.
- For extra texture and presentation, garnish with banana slices and chopped walnuts.
Expert Tips & Tricks for the Perfect Banana Bread Cake
Want to achieve bakery-quality Banana Bread Cake with Cream Cheese Frosting every time? Follow these chef-approved tips to ensure the best flavor, texture, and presentation:
✔️ Use Full-Fat Sour Cream – For the richest texture and best moisture retention, avoid low-fat substitutes. Full-fat sour cream gives the cake a tender, soft crumb.
✔️ Choose the Ripest Bananas – The darker and spottier, the better! Overripe bananas provide natural sweetness and enhance the banana flavor. Black or speckled bananas work best.
✔️ Whip the Frosting to Perfection – Use heavy whipping cream to make the frosting light and fluffy. Beat until smooth and spreadable for the best consistency.
✔️ Cool the Cake Completely Before Frosting – Applying frosting to a warm cake will cause it to melt and become runny. Let the cake cool to room temperature for the best results.
✔️ Make It Ahead of Time – This cake tastes even better the next day as the flavors develop. Refrigerate overnight for a deeper, richer taste.
✔️ Store It Properly – Keep the cake in an airtight container in the refrigerator for up to 4 days to maintain freshness. Bring it to room temperature before serving for the best texture.
6. Variations & Customizations
One of the best things about Banana Bread Cake with Cream Cheese Frosting is its versatility. Whether you’re looking for a healthier twist, bold new flavors, or allergy-friendly options, this recipe can be easily adapted to suit your needs.
6.1 Healthier Version
Want a lighter, more nutritious take on Banana Bread Cake with Cream Cheese Frosting? Try these simple swaps:
✔️ Greek Yogurt Instead of Sour Cream – Maintains the creamy texture while adding protein and reducing fat.
✔️ Natural Sweeteners – Use coconut sugar or honey instead of granulated sugar for a more wholesome sweetness.
✔️ Whole Wheat Flour – Swap half or all of the all-purpose flour for whole wheat flour to boost fiber and nutrients.
6.2 Flavor Twists
For a unique spin on Banana Bread Cake with Cream Cheese Frosting, experiment with these exciting flavor upgrades:
✔️ Chocolate Chips – Fold in ½ cup of chocolate chips for a rich, indulgent touch.
✔️ Warm Spices – Add 1 teaspoon of cinnamon and a pinch of nutmeg to infuse a cozy, spiced flavor.
✔️ Crushed Pineapple – Mix in ½ cup of crushed pineapple for a tropical twist and extra moisture.
6.3 Nut-Free & Dairy-Free Options
Need an allergy-friendly version of Banana Bread Cake with Cream Cheese Frosting? Here’s how to modify the recipe:
✔️ Dairy-Free Butter & Cream Cheese – Use plant-based alternatives for a completely dairy-free frosting.
✔️ Coconut Yogurt Instead of Sour Cream – Adds moisture without dairy while complementing the banana flavor.
7. Serving & Pairing Suggestions

Banana Bread Cake with Cream Cheese Frosting is delightful on its own, but pairing it with the right accompaniments can elevate the experience.
✔️ Serve Chilled or at Room Temperature – Enjoy it either way! Chilling firms up the frosting, while room temperature enhances the flavors.
✔️ Pair with Coffee or Tea – The cake’s sweetness contrasts beautifully with a bold black coffee or spiced chai tea.
✔️ Add a Scoop of Vanilla Ice Cream – For an indulgent treat, serve with a scoop of creamy vanilla ice cream.
✔️ Drizzle with Caramel Sauce – A warm caramel drizzle enhances the cake’s richness and adds a decadent touch.
8. Storing & Freezing Instructions
To keep your Banana Bread Cake with Cream Cheese Frosting fresh and delicious, follow these storage tips:
8.1 Storing in the Refrigerator
✔️ Cover the cake and store it in the refrigerator for up to 4 days to maintain freshness.
✔️ Before serving, let it sit at room temperature for 15 minutes to soften the frosting and enhance the texture.
8.2 Freezing the Cake
✔️ Unfrosted Cake: Wrap the cooled cake tightly in plastic wrap and store it in an airtight container. Freeze for up to 3 months. Thaw overnight before frosting.
✔️ Frosted Cake: Freeze individual slices with parchment paper between layers to prevent sticking. Let them thaw at room temperature before serving.
Frequently Asked Questions (FAQ)
9.1 Can I make Banana Bread Cake with Cream Cheese Frosting ahead of time?
Yes! This Banana Bread Cake with Cream Cheese Frosting actually tastes even better the next day as the flavors develop and the texture becomes softer. For the best results, store it in an airtight container in the refrigerator overnight and bring it to room temperature before serving for the best flavor and consistency.
9.2 How do I prevent my Banana Bread Cake with Cream Cheese Frosting from being dry?
To ensure your banana cake stays moist and tender:
✔️ Use full-fat sour cream or Greek yogurt – These ingredients lock in moisture and richness.
✔️ Choose overripe bananas – The darker and spottier the skin, the better! Overripe bananas add natural sweetness and extra moisture.
✔️ Avoid overbaking – Insert a toothpick into the center; if it comes out clean or with a few moist crumbs, your cake is ready.
9.3 Can I use frozen bananas for this recipe?
Yes! Frozen bananas work well, but follow these steps to prevent excess moisture:
✔️ Thaw them completely at room temperature before using.
✔️ Drain any excess liquid to maintain the correct batter consistency.
9.4 What’s the difference between Banana Bread and Banana Bread Cake with Cream Cheese Frosting?
✔️ Banana Bread – Denser, less sweet, and typically uniced, perfect for breakfast or a snack.
✔️ Banana Bread Cake with Cream Cheese Frosting – Lighter, fluffier, sweeter, and topped with frosting, making it more of a dessert.
9.5 Can I use a different frosting instead of cream cheese?
Absolutely! While cream cheese frosting is a classic pairing, here are other great options:
✔️ Buttercream Frosting – A smooth, sweet option for a more traditional cake feel.
✔️ Whipped Cream Frosting – Light, airy, and ideal for a less rich, refreshing alternative.
Additional Questions Answered
10.1 What is the number one mistake when making Banana Bread Cake with Cream Cheese Frosting?
The biggest mistake is overmixing the batter. Overmixing develops too much gluten, making the cake dense and tough instead of light and fluffy. To prevent this:
✔️ Mix just until combined – Stop as soon as the ingredients are incorporated.
✔️ Gently fold in the mashed bananas to keep the texture soft.
10.2 Is Cream Cheese Frosting good on Banana Bread Cake?
Yes! The tangy, creamy frosting enhances the banana flavor while balancing the sweetness of the cake. This combination makes Banana Bread Cake with Cream Cheese Frosting a truly irresistible dessert.
10.3 Does Cream Cheese Frosting go well with Banana Bread Cake?
Absolutely! The rich and slightly tangy flavor of the frosting perfectly complements the moist banana cake, creating a harmonious balance of flavors.
10.4 Do I need to refrigerate Banana Bread Cake with Cream Cheese Frosting?
Yes! Cakes with cream cheese frosting should always be refrigerated to keep them fresh. Here’s how to store it properly:
✔️ Store in an airtight container and refrigerate for up to 4 days.
✔️ Let it sit at room temperature for 15-20 minutes before serving to soften the frosting and enhance the flavor.
you’re a fan of classic and comforting desserts, this Churro Cheesecake Recipe blends cinnamon sugar goodness with creamy cheesecake layers—another fantastic make-ahead treat.
Conclusion
Banana Bread Cake with Cream Cheese Frosting is a deliciously moist and flavorful twist on classic banana bread, elevated with a rich, tangy frosting. Whether you enjoy it plain, loaded with mix-ins, or paired with a scoop of ice cream, this cake is perfect for breakfast, dessert, or any special occasion.
With simple ingredients, easy preparation, and excellent storage options, you can make it ahead of time and enjoy a slice of homemade comfort whenever the craving strikes.
So why wait? Bake this Banana Bread Cake with Cream Cheese Frosting today and indulge in the perfect balance of sweetness, softness, and creamy decadence! 🍌🎂